Terms and Conditions

Please read these terms of use (“Terms and conditions of Use”) carefully before purchasing and using tapping sessions. The Product is owned by EFT Wellness by Sweta Khanal. These Terms and Conditions of Use create a legally binding agreement between the Company and you — the purchaser of the Product (“Purchaser”, “you”, “your”). The agreement takes effect on the date that you purchase the Product.

By purchasing the Product, you voluntarily agree to these Terms and Conditions of Use. If you do not agree, please do not purchase the Product. You must be at least 18 years old to agree to these Terms and Conditions of Use. If you are under 18 years old, please do not purchase the Product.

1. NATURE OF THE PRODUCT

1.1 The Product is an online session, digital download designed to help you address topics related to health and wellness. 1.2 The Product is a downloadable digital file that you access once you make a purchase.

1.2 The Product is meant to be used in a self-directed manner. That means that you use it as you see appropriate for your needs using your own discretion.

1.3 The Product may address health and wellness through general information, education, questions, strategies, tactics, plans, guidance, identifying resources, and providing examples related to lifestyle modification including food, supplements, exercise, and habits.

2. NO PROVIDER RELATIONSHIP, NO PERSONALIZED ADVICE

2.1 Purchasing or using the Product does not create a coach-client relationship between you and the Company, its employees, contractors, officers, directors, or agents. Therefore, we cannot provide you with personalized advice.

2.2 You understand that the Product only addresses health and wellness topics in a general sense. It is not tailored to your specific personal situation. The Product may or may not be suitable for your personal situation.

2.3 If you have questions or concerns about the suitability of the Product for your personal situation, you agree to consult your own personal healthcare provider.

3. FOR GENERAL INFORMATIONAL & EDUCATIONAL PURPOSES ONLY

3.1 The Product is for general informational and educational purposes only. It is not intended as and does not constitute healthcare advice, nor is it a substitute for healthcare advice.

3.2 The Product does not diagnose, treat, cure, or prevent any physical or mental health condition, illness, or disease.

3.3 You agree that you will discuss any lifestyle modifications, including changes to diet, exercise, supplements, or medications with a qualified healthcare professional before implementing any suggestions arising from the Product.

4. ASSUMPTION OF RISK

You agree to use the Product at your own discretion and risk. The Company is not responsible for your use of the Product or for any results you may experience.

4. INTELLECTUAL PROPERTY

4.1 All information included in the Product is owned by the Company unless otherwise attributed. You agree not to copy, reproduce, or otherwise use the Company brand, tradenames, trademarks, service marks, logos, text, taglines, graphics, artwork, documents, articles, manuals, guides, products, templates, photos, videos, and web pages, as well as their selection and arrangement (i.e., look and feel); this also includes source code and software (collectively, “Intellectual Property”).

4.2 We reserve the right to protect and defend our Intellectual Property rights against violation to the fullest extent permitted by law.

5. LIMITED LICENSE FOR PRODUCT

5.1 Purchasing the Product grants you one single limited, non-transferable, non exclusive, royalty-free, revocable license to the Product. The license is solely for the purpose of your informational, educational, and non-commercial personal use.

5.2 Your license is strictly limited to the following: You may electronically view, copy, and print portions of the Product for the purpose of informational, educational, and non-commercial personal use only.

5.3 You are strictly prohibited from sharing, lending, sublicensing, selling, reselling, transferring, copying (including copying the source code), reverse engineering, duplicating, reproducing, modifying, or otherwise exploiting your access to the Product to any other party for any reason.

5.4 You are prohibited from sharing any login credentials associated with the Product.

5.5 If, in our sole discretion, we determine that you have breached the terms of your license, we will consider this copyright infringement and a violation of these Terms of Use. We will immediately revoke your license and suspend your access to the Product without refund. If your license is revoked, you must destroy the Product in your possession, whether in electronic or printed format.

5.6 We reserve the right to take additional steps to seek available legal remedies for violation of our Intellectual Property rights, including reporting your activities to the relevant law enforcement authorities.

6. PAYMENT

6.1 Payment for the Product is made by credit card. When you make a purchase, you allow us to charge your credit card for the amount owed.

6.2 The cost of the Product is listed on our website, swetakhanal.com , and is in US dollars . You will be charged in US dollarsplus applicable taxes.

6.3When you purchase the Product, your credit card information and contact information associated with your account may be collected by Stride or paypal , the third party we use to host the Product. This third party is not owned or controlled by the Company. It has its own terms of use and privacy policies, which are available on its website. The Company is not responsible for any third party terms of use or privacy policies.

6.4 We offer a payment plan option. Please carefully read this section and the “Failed Payment” section of these Terms of Use before you chose the payment plan option. If you opt for the payment plan, you agree to have your credit card automatically charged every 30 days without additional authorization from you.

6.5 If you choose the payment plan option, you agree that all payments must be paid in full until the total cost of the product is fulfilled. Once you opt for the payment plan, it cannot be cancelled.

7. FAILED PAYMENT UNDER PAYMENT PLAN

7.1 First Failed Payment: If your payment fails on the due date, your credit card will automatically be re-charged after a 1 day grace period to allow you to ensure successful payment. In case your credit card is out of date, you have this grace period to update your credit card information without penalty.

7.2 Second Failed Payment: We will re-charge your credit card in 30 days.

7.3 Third and Final Failed Payment: This is the final attempt at recharging your credit card before we involve a collections agency to obtain payment from you.

8. REFUNDS

8.1 We do not offer refunds for the Product once you purchase it and we deliver it to you.

8.2 You agree to not dispute any charges with your financial institution or credit card provider after purchasing the Product. We do not tolerate credit card chargebacks.

8.3 Your satisfaction is important to us. If you have any questions or concerns about your purchase, please let us know right away at [email protected]

9. NO GUARANTEES OR WARRANTIES

The Product is provided “as is” without any express or implied guarantee or warranty, including merchantability, fitness for a particular purpose, or non infringement. We try our best to provide you with information and materials that are accurate, complete, reliable, and current, but we cannot guarantee this. We also cannot guarantee your success as a result of purchasing or using the Product. You accept full responsibility for purchasing or using the Product and for any results you may experience.

10. LIMITATION OF LIABILITY

The Company is not liable for any damages you incur directly or indirectly from your purchase or use of the Product.

11. INDEMNIFICATION

11.1 You agree to indemnify and hold harmless the Company and its directors, officers, employees, agents, affiliates, subsidies, representatives, or partners from any claims, demands, losses, damages, causes of action, lawsuits, and judgments, including legal fees and related costs incurred by you or others that result from your actions under this agreement.

11.2 You agree to defend against any claims, demands, losses, damages, causes of action, lawsuits, and judgments, including legal fees and related costs incurred by you or others that result from your actions under this agreement, unless expressly stated otherwise by the Company in writing.

12. DISPUTE RESOLUTION

12.1 If you have any concerns about the Product, your first recourse should be to Contact the company directly at [email protected]

12.2 If we are unable to resolve your concerns, you agree to resolve the dispute through arbitration before a mutually agreed upon arbitrator under the current rules of the American Arbitration Association. If we cannot agree upon an arbitrator, each party will select one arbitrator who will then appoint a third neutral arbitrator to hear the matter. The parties will equally split the costs of the arbitrator and will independently pay their own additional costs related to the arbitration.

12.3 The decision of the arbitrator will be final and binding. The arbitrator will have no authority to award punitive or non-compensatory damages. The maximum award you will be entitled to is the amount you paid for the Product.

12.4 By agreeing to arbitration, you agree to waive your right to sue the Company in court.

13. SEVERABILITY

If a provision in these Terms of Use is determined to be invalid or unenforceable, the remaining provisions will not be affected and will remain in full effect provided that the purpose of this instrument is not adversely affected.

14. ASSIGNMENT

Your rights and obligations under these Terms of Use cannot be assigned to any other party. Any assignment that violates this provision shall be void.

15. ENTIRE AGREEMENT

These Terms of Use constitute the entire agreement between you and the Company.

16. GOVERNING LAW

This agreement shall be construed and enforced in accordance with the laws of the State of CA , excluding any conflicts of law rule or principle that might refer such construction to the laws or rules of another jurisdiction.